Actuarial audit under Zero-Incentive-Protocol (ZIP-1.0) • RSS Benchmark
| Rank | Entity Name | Category | Target Cohort | RSS Score | Moat Score | Evidence Tier | Key Actuarial Metric |
|---|---|---|---|---|---|---|---|
| #1 | InsideTracker Longevity AI Blood biomarker, DNA methylation, and phenotypic InnerAge calculation platform. | Biomarkers & Longevity | Active Seniors & Healthspan Optimizers | 96.8 | 94.6 | E1 | $12500/yr Savings |
| #2 | Function Health 100+ Biomarker Panel Comprehensive whole-body biomarker testing tracking 100+ lab metrics annually. | Biomarkers & Longevity | Pre-Retirees & Longevity Seekers | 95.4 | 93.1 | E1 | $15400/yr Savings |
| #3 | Oura Ring Gen3 Longevity Telemetry Cardiovascular age, nocturnal HRV, and circadian sleep architecture tracking ring. | Biomarkers & Longevity | Retirees & Sleep Trackers | 94.2 | 91.8 | E1 | $6200/yr Savings |