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AKI Early Retirement Simulator™ — Freedom Age, SWR & Actuarial Longevity | AKI

Actuarial early retirement calculator modeling freedom age, safe withdrawal rates (3.0%–5.0%), capital half-life, and 1-click global geo-arbitrage runway expansion.

🌴 AKI Early Retirement Simulator™ & Geo-Arbitrage Engine

Dynamic Safe Withdrawal Rate (SWR 3.0%–5.0%) modeling, capital half-life calculations, and 1-click international destination runway expansion across Mauritius, Malaysia, Thailand, Portugal, South Africa, Panama, Spain, and Costa Rica.

Mauritius Runway: 3.1x ($1,450/mo)
Malaysia Runway: 3.6x ($1,200/mo)
Thailand Runway: 3.8x ($1,100/mo)
Portugal Runway: 2.1x ($2,100/mo)
📈 Financial Stress & Longevity Runway Simulator

40-year portfolio survival engine with dynamic Sequence-of-Returns shock dampening and AI cashflow harvesting overlays.

Baseline Solvency Age: 94 Years
Safe Sustainable Withdrawal Rate: 3.82%
AI Passive Yield Lift: +$18,000 / yr
Terminal Net Worth: $1,240,000
🧠 Cognitive & Physical Independence Risk Simulator

Biometric aging telemetry calculating independent living duration, fall trauma mitigation, and avoided assisted care costs.

Independence Longevity Score: 92 / 100
Estimated Independent Years: ~13 Years
Fall Risk Mitigation: 94% Reduction
Avoided Institutional Care: +$34,000 / yr