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Interactive AI Retirement & Longevity Simulators | AKI Platform

Actuarial calculators for Sequence-of-Returns financial stress testing, longevity runway modeling, and cognitive independence.

📈 Financial Stress & Longevity Runway Simulator

40-year portfolio survival engine with dynamic Sequence-of-Returns shock dampening and AI cashflow harvesting overlays.

Baseline Solvency Age: 94 Years
Safe Sustainable Withdrawal Rate: 3.82%
AI Passive Yield Lift: +$18,000 / yr
Terminal Net Worth: $1,240,000
🧠 Cognitive & Physical Independence Risk Simulator

Biometric aging telemetry calculating independent living duration, fall trauma mitigation, and avoided assisted care costs.

Independence Longevity Score: 92 / 100
Estimated Independent Years: ~13 Years
Fall Risk Mitigation: 94% Reduction
Avoided Institutional Care: +$34,000 / yr